Monday, July 29, 2013

Escape: A New Life by David Antocci Book Tour



Escape: A New Life
by David J. Antocci


About The Author:


David J Antocci is a noted wordsmith, blogger and author. His work can be read regularly on the Worcester Telegram and Gazette website where he has spent many years writing about the trials and tribulations of being a real life Mr. Mom.  While his first love is music, he has put down the guitar in recent years in order to pour his passion into writing… and the gentle tap of the keys on his laptop are much less disruptive late at night when the children are sleeping. The ESCAPE books are his first published foray into fiction. He lives in New England with his beautiful wife and children.








Book Genre: Thriller, Action/Adventure
Publisher: Independently Published by David J Antocci
Release Date: June 30th 2013
Amazon

Book Synopsis:

After saving a drowning man during a savage storm, Abby wakes up in a tropical paradise in a fight for her life. She has no idea how she got there, and notices changes in herself that she cannot explain. Haunted by unsettling dreams of her past, she sets out to escape, joined by Eric, who finds himself in the same quandary. Standing in their way is a madman, and his band of willing followers, with a mind set on murdering their unwelcome visitors. An eccentric hermit who has been living there for years offers them refuge, but they must deny his generosity. Escape is their only option.  Yet, they discover this deceptive paradise is harder to leave than they had ever imagined.  One mystery leads to another, until their escape throws them into even greater danger as Abby’s frightening past finally catches up with her.  Her escape is only the beginning.





HER EYES FLASHED open with a start as she gasped for air. Heart pounding, she reached up and felt her moist face. Her eyes were wide open, yet she saw nothing. Blackness surrounded her. She heard what sounded like white noise all around her. Reaching down to feel her body, she found that her skin was cool and wet. A blinding white light streaked across the black sky above, forcing her eyes closed for a moment. Rain. She realized that she was hearing rain beat down all around her.
She sat up, with some effort, her muscles felt very sore. She felt her stomach and thought that it seemed smaller than it should be. Odd. With another flash of lightning, she saw waves pounding the beachhead in front of her. Consumed by confusion, she struggled to remember where she was. How did I get here? Through the haze, she knew one thing. She was soaking wet and feeling a chill. She needed a place to dry out.
Behind her she saw only trees and darkness. Ahead, she saw the blackness of water as far as her eyes could focus. To her left, she spotted a cliff jutting out of the water and up into the emptiness of the sky. There were a number of trees pushed up against what looked like an overhang off the side of the cliff. That’s probably the driest spot around here, she thought. Pushing her wet hair out of her eyes and running her fingers through it, she couldn’t help but think that it seemed a little longer than it should. She assumed that was because it was wet. Where the hell am I? Her thoughts were fuzzy and she could not put the details together, as hard as she tried. She wrapped her hair around itself in a quick ponytail to keep it out of the way.
Still sitting on the sand and looking around, she wondered if there was anyone else out here. “Hello?” The crash of the waves and sounds of the storm drowned out her voice, even to herself. “HELLO!” Listening, she heard nothing. Wait, was that someone calling? Looking left and right as the lightning continued to flash, she saw no one—only empty beach for about a hundred meters in each direction. The sand pushed up against the cliffs on the left, and the tree line came out to meet the water on the right.
She put her left hand on the wet sand and her right hand on her thigh to brace herself to stand. Her right hand felt something hard and leathery. Her fingers traced the object. If she did not know better she would say it was a knife. Perplexed, she wondered, why would I have a knife strapped to my thigh?

She managed to stand, though confusion still reigned over her senses. The rain and waves both let up for a few seconds. There it was. Someone was definitely shouting. It was coming over the water.







Friday, July 26, 2013

An Organized Mess! Interview & Giveaway with Yolonda Tonette Sanders - In Times of Trouble


In Times of Trouble
by Yolonda Tonette Sanders


Welcome to BK Walker Books Etc. I'm so happy you could join me today.

BK: Looking out the nearest window, describe the scene you see.

I see trees gently blowing in the wind. Squirrels are running up and down the trees and eating the peanuts my husband throws out to them each morning.

BK: Tell us about your office. Is it a mess like mine, or is everything in its place?

Ha! I would categorize my space as an organized mess. My desk has papers all over the place and yet I still know where everything is. The desk is pretty much the messiest part of the room.

BK: I love it - "Organized Mess", I'll have to remember that one :). What is a must-have, such as coffee or a favorite pen, that you need to write?

I must have water and scrap paper. The water is definitely needed as I drink at least 6-8 glasses each day. When I am writing, I often find myself talking out loud, repeating character lines and so my mouth sometimes get dry. The scrap paper is for me to jot down ideas when I am not ready to pursue them at that particular time. Usually these ideas are about something that will occur later in the story on which I am currently working.

BK: Do you like to write in silence, or do you need music or background noise?

Most of the time, I write in silence. I turn off the television and silence my phone. If I cannot silence my phone because I need to be available for kids or my husband should one of them call, I am generally pretty good at ignoring other calls. I have special ringtones programmed in my phone for several people, thus I don’t need to look at my screen to know who is calling. There are times when I cannot avoid having background noises because other people are in the house. In those instances, I have learned how to black out things around me in order to focus.


BK: Tell us a bit about your hero/heroine, and their development.

In the beginning, Lisa is very self-righteous. She seems to have a motto of “once guilty, always guilty” because she is unmerciful to anyone who has made a mistake in life. As the story progresses, I really like the way she develops a sense of compassion and humility. Unfortunately, it takes a crisis for her to get there, but she does.

BK: As a writer myself, I'm always curious how other writers get through stumble blocks. When you find a story not flowing, or a character trying to fight you, how do you correct it?

I move on and begin working another scene. I often find that this helps me connect the dots to other parts of the story. Or, I realize that the part on which I was stuck will not work and I come up with a completely new idea. The bottom line is that I keep going. I never completely stop. I press my way through until something works out.

BK: Using the letters of your first name as an acronym, describe your book...

Yummy
Organized
Loveable
Outstanding
Natural
Different
Admirable

BK: How did your writing journey begin?

It began with one single idea that would not leave me alone until I made a commitment to pursue it. My first novel, Soul Matters, was the start of my officially becoming an author.

BK: Using the letters from the word, Summer, how would friends and family describe you?

Smart
Unique
Motivating
Multi-dimensional
Endearing
Reliable

BK: What is the craziest thing you've ever written about, whether it got published or not?

I don’t think I have ever written about anything truly crazy as my writings have all been purposeful. Now, if you include the chronicles of my personal journal, that might be a different story as I have used it to vent from time-to-time. In that case, I am sure there are plenty of crazy things documented, which will never be published! I would tell you what I wrote, but I have sworn myself to secrecy. lol

BK: Tell us one thing you've done in life, that readers would be most surprised to know.

Sometimes I act silly and make up raps about random things for absolutely no reason at all. No record company will be offering me a contract for any of my raps. I know that I am horrible (so does my familyJ)! It’s just for fun.

BK: What can we expect from you in the future?

My next release in April 2014 will begin a mystery/suspense series. I also have a young adult story that my agent is currently shopping.


This or That...

Coke or Pepsi? Pepsi

Night Owl or Early Bird? Both at times, but most often early bird.

Fantasy or Mystery? Mystery

Pen/Paper or Computer? Computer

Pizza or Burger? Pizza

Rock or Country? Country

Chocolate or Vanilla? Chocolate

Beach or Mountains? Beach


Thank you so much for having us as one of your stops today. It has been great getting to know more about you and your book, and wish you the best of success!

Thank you for being a wonderful host. This has been fun.

BK Walker




About The Author:

Yolonda Tonette Sanders took a leap of faith in 2004 when she resigned from her job with the State of Ohio after only three and a half years to focus more on writing. It was a leap that she has never regretted. In 2005, her debut novel, Soul Matters, was published by Walk Worthy Press and Time Warner (now Hachette Book Group). In 2008, her second book, Secrets of a Sinner, was published by Harlequin/Kimani Press. That same year Yolonda started Yo Productions, LLC, a Christian based literary services and theatrical entertainment company, which she used to launch and create her first stage production. The theatrical version of Soul Matters debuted successfully in September 2009 at the Capitol Theatre in downtown Columbus, Ohio. Since then, Strebor Books, an imprint of Simon and Schuster, is planning to release four of Yolonda’s titles by April 2015. Currently, Yolonda resides in Columbus, Ohio and is the loving wife of David, proud mother of Tre and Tia, and joyful caregiver of her mother, Wilene.


Genre: Christian | Contemporary | Inspirational
Publisher: Simon and Schuster/Strebor Books
Release Date: April 23, 2013

Book Description:

Divorced, single mother Lisa Hampton is grateful for a fresh start after a humiliating scandal forced her to relocate from Maryland to Ohio. Her biggest issue nowadays is dealing with her rebellious teenage daughter, Chanelle, who is one smart comment away from being toothless!

Other than the stress of dealing with Chanelle, life is perfect. Lisa has a new beau and a steady job that allows her the opportunity to rub shoulders with very wealthy and influential people. She is best friends with Isaac and Olivia Scott, an extremely rich and powerful couple.

When Chanelle accuses the Scotts’ son of rape, Lisa learns how quickly her friends become enemies as Olivia and Isaac use their wealth and power to manipulate justice. The Scotts prove that they are willing to go to extreme lengths to protect their son, even if it means destroying both Lisa and Chanelle in the process.

Excerpt 

Hearing the sound of her mother's footsteps descending the hardwood stairs, Lisa leaned back on the sofa so as not to appear overly anxious.
"Chanelle still hasn’t made it home?” Her mother’s wire-framed glasses rested at the tip of her nose while a large green robe concealed her body.
  "Nope. . ."
  "Did you call Jareeka’s?”
Yes; her father said that she and her mother are away for the weekend.” She felt herself tensing with every word.
What about RJ? Have you called him?”
He hasn’t seen her either.”
Well, don’t come down too hard on her. Maybe she didn't know Jareeka was out of town and when she found out, she decided to hang with one of her other friends instead. Now she should’ve at least called and told you, but she was probably so happy to get out the house that she forgot. Poor thing; it seems like she’s always on punishment. Sometimes I think you’re too hard on that girl. I don't want to meddle—"
  "Then please don't," the thirty-eight-year-old interjected in the most respectful tone that she could conjure up with a clenched jaw.
"All right. I'll keep my opinion to myself, but I was merely going to say that you may want to consider extending Chanelle's curfew. She’s practically an adult and it’s time you start treating her like one. Maybe then you’d be less likely to run into this problem."
 An electrifying jolt shot through Lisa’s body. The way she disciplined Chanelle had become a constant point of contention between her and her mother. Thank goodness Hattie would soon be moving into her own apartment! Lisa could not wait!
That makes absolutely no sense!” she fired back. “What she is, is irresponsible. Why should I reward her for not being able to honor her curfew? And anyhow, she wouldn’t have been on punishment recently had she not been so smart at the mouth.”
I wonder where she got it from . . .” her mother replied cynically, quickly disappearing into the kitchen and returning moments later. “Good night."
  "The same to you,” Lisa replied, continuing to stew as the clock read 1:21 a.m. The only other noise she heard was the emptying of the automatic ice machine until ten minutes or so later when a car pulled into the driveway. Lisa’s heart began racing when she saw flashing blue and red lights from the window. It wasn’t her car as she had thought, but a police cruiser. A gut-wrenching fear fell over her. Had something horrible happened to Chanelle? She felt guilty about being so angry and the missed curfew was now a minor issue compared to the concern that her baby might be lying in the hospital somewhere. Lisa was horrified by the unlimited possibilities of things that could’ve happened to her daughter. The pit of her stomach knotted as she sprang from the couch and raced to the front door.





Friday, July 19, 2013

Western Roundup 2nd Annual Blog Hop - 3 Louis L'Amour Books Giveaway



Second Annual Western Roundup Giveaway Hop

July 19th - 31st 2013


A big Thank You to our host MK McClintock!

It's a blog hop, so please just follow the blog and enter via Rafflecopter below. I am giving away some like new (read once) 
Louis L'Amour Books:



In Ride the Dark Trail, Louis L’Amour tells the story of Logan Sackett, a cynical drifter who changes his ways to help a widow keep her land.

Logan Sackett is wild and rootless, riding west in search of easy living. Then he meets Emily Talon, a fiery old widow who is even wilder than he is. Tall and lean, Em is determined to defend herself against the jealous locals who are trying to take her home. Logan doesn’t want to get involved—until he finds out that Em was born a Sackett. Em is bucking overwhelming odds, but Logan won’t let her stand alone. For even the rebellious drifter knows that part of being a Sackett is backing up your family when they need you.




In Galloway, Louis L’Amour tells the story of two brothers who must struggle to survive in a wild and beautiful land to build themselves a ranch and a future.

Trouble was following Flagan Sackett with a vengeance. Captured and tortured by a band of Apaches, he escaped into the rugged San Juan country, where he managed to stay alive until his brother Galloway could find him. But the brothers were about to encounter worse trouble ahead. Their plan to establish a ranch angered the Dunn clan, who had decided that the vast range would be theirs alone. Now Galloway and Flagan would face an enemy who killed for sport—but as long as other Sacketts lived, they would not fight alone.






In Lando, Louis L’Amour has created an unforgettable portrait of a unique American hero.

For six long years Orlando Sackett survived the horrors of a brutal Mexican prison. He survived by using his skills as a boxer and by making three vows. The first was to exact revenge on the hired killers who framed him. The second was to return to his father. And the third was to find Gin Locklear. But the world has changed a lot since Lando left it. His father is missing. The woman he loves is married. And the killers want him dead. Hardened physically and emotionally, Lando must begin an epic journey to resolve his past, even if it costs him his life.










Enter via RC below, then follow the links in the Linky to visit more blogs and enter for other awesome giveaways! Good Luck! :)











Thursday, July 18, 2013

The Secret Guardian by Wes Dodd (Book Tour & Giveaway)


The Secret Guardian
by Wes Dodd



Wes Dodd was born in Lynchburg, Virginia in 1958, currently residing in Southside Virginia. He has two daughters and three grandchildren. Within the last couple years he has discovered a passion for creating and breathing life into great stories. He has published three novels: The Crimson Key, a mystery, The Secret Guardian, fantasy and Saving Faith, a romantic thriller.












The Secret Guardian
Genre: Fantasy
Publisher: CreateSpace & BookTango
Release Date: April 2013

Book Description:

A Sacred Society exists amongst us all. Believed only as a myth—its origin thrives in secret. Once transformed, each generation of its members become the elite of our society—some for good and some for evil as well. Troy Anthony, unknowingly and somewhat unwillingly, is about to join the elite, like his father before him. It takes a close family friend to ultimately expose the Secret to Troy, revealing his true destiny, and then she becomes a valuable ally. They inadvertently share a unique bond—one of which many doubt its very existence. Troy is taken to two magical places where he learns many secrets of the world, many of which we all have been curious about. It becomes an epic battle where Troy clashes with an evil tyrant, his father’s assassin, a distant cousin sharing many of Troy’s unique abilities.






Claire Anthony suddenly rose up in bed, escaping the nightmare which held her hostage. Breathing heavily as if running from fear, she threw back the deep heavy quilts and sat nervously on the edge of her bed. Still shaken, beads of sweat rolled down her forehead, gently sloping along her narrow cheekbones. Her silken auburn brown hair was drenched along the hairlines. She sighed heavily as she glanced at the clock on her night stand—2 a.m.
This was not a rare nightmare, but rather a recurring one, brought on by a Secret she had kept for many years, an ancient secret known by only a few. She needed to reveal the Secret to her son, Troy, even sooner than she wished. The Secret would change their lives forever if Troy decided to fulfill his destiny—like his father before him.
She noticed a mysterious shadow lingering on her rug from the bright moon shining through her window. Driven by curiosity, she walked to the window to take a peek, as if searching for someone or something in particular. The brilliance from the moon illuminated the entire farmyard, almost like day. After a thorough examination and seeing nothing out of the ordinary, she quietly returned to bed. She once again buried herself within heavy handmade quilts passed down to her from her grandmother, most of which Claire as a child watched her make.
Claire and her son, Troy, lived on her grandparents’ farm in Virginia where she was raised. She lost both of her parents in an auto accident when she was barely eight years of age. When her grandparents both passed, she inherited the farm. She and Troy moved back there after the loss of her husband, Bruce, in the North Tower during the 9/11 attacks in New York City. Much like herself, Troy had to deal with death at a very early age. After the tragedy and some healing time, she thought it best to get her son out of the city, which prompted her move back to the farm. The farm was nestled in a small valley amongst the Blue Ridge Mountains near the sleepy little town of Sweet Springs. Claire recollected the good times she had growing up there. The clean fresh country air and the friendly people made it a perfect place for raising her son and teaching him strong values. The beautiful scenery and a laid-back lifestyle made it perfect for her as well.
Claire was a slender woman of forty years, about five-and-a-half feet in height. Her vivid green eyes and captivating smile made everyone take notice when she entered a room. Even with hints of gray blending in with her auburn brown hair, she appeared to be at least ten years younger than her age. Many men had come calling on her, but she had turned them all away—graciously.
The next morning dawned cool and crisp with a bite in the air that rendered noses and cheeks rosy red, much like good old Saint Nick’s. The heavy frost had the appearance of a coating of freshly fallen snow. As the sun peeked over the horizon, the trees sparkled and glimmered as if infused with magic. The hillsides were speckled orange with pumpkin patches. The valley was consumed with the fragrance of seasoned oak and hickory burning in fireplaces. In the home of Claire and Troy, the aroma of freshly cooked bacon filled every room—making your tongue tingle, mouth water and stomach cry.
This aroma awakened Troy every morning at 6:30 sharp. He would always leap out of bed, bounce down the stairs, and be at the table anxiously waiting before his mother could finish preparing breakfast. This morning was oddly different. Claire had finished cooking and Troy was not yet at the table. She glanced at her grandmother’s antique clock on the old mantle—6:45. She was astonished, for she had never had to call him for breakfast before. She made her way to the hallway, then called up the stairs, “Troy, are you up yet?”








Wednesday, July 17, 2013

Rockin' Wine Tour Giveaway & Must-Have Book - Navigating the Eldercare Journey: Without Going Broke by Jodi Clock



A Must-Have Book!

Navigating the Eldercare Journey: Without Going Broke
by Jodi Clock

Tell Me: Why Do You Choose a Funeral Home?

BY JODI CLOCK, NAVIGATING THE ELDER CARE JOURNEY…WITHOUT GOING BROKE! CONTINUE THE CONVERSATION WITH JODI AT JODICLOCK.COM.

Readers -- this is a call for action, if you will. As a funeral professional I am asking for your thoughts, feedback or recommendations for continuous improvement. We don’t know, if we don’t ask. As I sit here at my computer I find myself very perplexed. Most everyday, when I sit down at my desk to begin my day, I check my email. (This task in itself at times can take literally all day!) Like many of you, I have set “Google Alerts” to crawl the web and place key topics that I follow in my in box. This morning’s mailbox is unusually loaded with people who are frustrated with funerals, wedding planners who are attempting to add funeral planning to their expertise and entrepreneurs who have a new concept to send their loved one off in style. After reading each of the alerts, I find myself asking the obvious – why?

The next few paragraphs will contain random thoughts, observations and questions. As you read this article, please take a moment to reflect and respond either openly in the comment section at my blog here, email jodi@clockfuneralhome.com.

Why do people choose a funeral home? Past history has told us, because that’s where their family always went. Today, this simply is not the case. Location used to be a primary factor. To some degree, I believe it still is. However, funeral homes, much like hospitals are a destination, typically not a place of convenience. Is price the determining factor? If price is strictly the case that begs some important questions that need to be both addressed and understood. (Please understand that there is no wrong answer.)

1. If price is truly the issue and there is no money, our funeral home offers a “no cost” cremation solution. We are the only funeral home in Muskegon County that offers this. The caveat is that the deceased must not be an IV drug user, have AIDS or any other contagious disease. The deceased also must have be found and pronounced death within 24 hours so the proper protocols can be taken. The family receives one death certificate. All transportation fees and professional services are of zero cost to the family. Anything above any beyond this, the family must pay for.

2. Do families feel that funeral homes are a rip off based on all the media hype? Probably to some degree. It only takes one disreputable funeral professional to place a stigma on what we do, to ruin it for those who operate an above board business. All industries have their “black sheep,” however, because we are in the death care profession, things are sensationalized.

Here’s a fact you should know. The funeral profession as a whole is highly regulated. Our profession has to uphold to numerous standards that are set by the Federal Trade Commission, Occupational Safety and Health Administration, Music Licensing and Regulation, audits for pre-planned funerals, not to mention all the necessary insurance coverage and much more.

It’s fair to say that as recent as 15 to 20 years ago, funeral professionals made a comfortable living with an above average income. Today (2013) this is not case. Nobody, let me repeat nobody who is in this profession is getting rich. Not the casket suppliers, urn suppliers, the vault suppliers, cemeteries or the crematories. In fact, many companies have consolidated or gone out of business. Everyone who is in this business -- not just where I live, across the country -- are literally making just enough to cover their overhead, their employees’ payroll and benefits, with just enough left over to reinvest back into their business for improvements.

The real question should be, at what at point does a business stop operating with a fair profit margin and operate in the red in hopes that volume will make up the difference? 

Translation, a business can lower their price and create a price war, but is it worth the cost of going out of business? If a funeral home wants to operate on the “Wal-Mart” volume based method, their must be enough of the general population in the community they live in that is there is an abundance of individuals whose mortality is limited. Unlike Wal-Mart, funeral homes can’t dictate to their venders what price they are going to pay for their merchandise, insurance, vehicles and utilities. We have the same price increases as everyone else.

Muskegon seems to be segregated by choice, meaning that 98% of all African Americans patronage a funeral home that is owned and operated by African Americans. This frustrates me. I’m not sure how this norm can be changed.

Religion -- one could argue either side of that decision. In my opinion only, over time I think this norm will be less prevalent. Why? The baby boomer as a generation has a large segment that is non-churched. Take note, I did not say “un-religious.” A large sector of boomers tend to outwardly say they are spiritual and have their own personal relationship with God. Many people have prayer groups at their home and consider that their church. Conversely, those persons who actively participate in a church don’t want to have their services held at a funeral home.
Why is that? In fact, to be quite candid, many churches across the country have taken on the role of a “funeral home” and handle everything but the “dead” aspect. Some pastors tell us that they would prefer the funeral home be involved, others have actually hired people to assist with all the behind the scene action that is cumbersome.

Most families will honor their loved ones request by calling the funeral home that the individual wanted to go too. If the deceased had pre-arranged or prefunded their funeral 99% of the time, the survivors honor that decision.

Just for educational purposes, if a funeral plan is pre-arranged and even funded, the survivors do have the option to move that contract to another funeral home of choice. The consequence is that the guaranteed portion of the contract in terms of price is no longer valid. The value of the policy, meaning the amount of cash that the contract has grown to, is what the family has to pay or put towards a funeral. Pre-paid funerals legally must be 100% transportable within the United States, and many are also accepted in Canada or Puerto Rico.

In closing, I’m asking you to tell me your perspective on why people don’t want what funeral homes have to offer. I understand it’s not an expense that is tangible like a car or even a piece of jewelry. It can be an experience, and a memorable one, if you allow us to do what we do or share with us what you want. Funerals don’t have to be men in dark suits directing people. In fact, our funeral home employs more women then men.

Funerals can be festive. Stories can be shared. Any kind of music can be played. People can have that “pig roast,” motorcycle gathering, Irish wake or even a firecracker send off, they just need to ask. If it’s legal, within reason and you have the funds to pay for the necessary items – it can be done. The difference between what we do and what a wedding planner does, is we make it happen typically in 24 hours or within five days. While wedding planners have months, if not a year.

Today, many individuals have had one if not two wedding for themselves. There are no second or even third funerals for an individual. We only get one chance – why not let use help you make it one that is not a cookie cutter, fits your style and your finances. Please – talk to me!

What are your thoughts? I'd love for you to continue this dialogue with me! Please share your thoughts at jodi@clockfuneralhome.com, Facebook, or my blog.

Visit one of Clock Life Story Funeral Homes' three locations at 1469 Peck St. in Muskegon, (231) 722-3721; 16777 Lincoln in Grand Haven, (616) 844-4200; or 3592 Pontaluna Rd. in Fruitport, (231) 865 6151. The clockfuneralhome.com website contains useful information about services, planning, Life Story products, and more. Information about sister company Clock Timeless Pets is at facebook.com/timelesspets. To purchase Navigating the Elder Care Journey…Without Going Broke! by Jodi Clock, go to Amazon.com.



About The Author:

For over 25 years, Jodi M. Clock has worked in the ‘end-of-life planning’ industry, including family and corporately owned funeral homes, advance funeral planning companies, casket manufacturers and insurance agencies. Having personally witnessed the financial confusion that families endure, especially at an emotionally taxing time, Ms. Clock has centered her career on helping people to understand the options that are available to them. She currently writes and speaks about the basics of Medicaid and asset protection and is a seasoned expert in end-of-life directives.
Ms. Clock wrote Navigating the Elder Care Journey...Without Going Broke! to help people appreciate the important facts they need to know in order to make the right financial choices, in one easy-to- understand guide. It is her hope that through the personal stories, straightforward information, and family care plans which include checklists, she will help people manage this process. Her goal is for everyone to become informed on options available that will not leave their hard-earned assets unnecessarily exposed, potentially saving them hundreds if not thousands of dollars; qualify for Medicaid; and have their funeral expenses pre-paid, therefore allowing their loved ones the ability to focus on what’s important and not have anxiety or stress over finances.
When she’s not consulting or helping manage the family funeral business, she volunteers with The Noah Project, a no kill animal shelter. An avid animal lover and supporter, she has a house full of pets and enjoys spending time on the western Michigan shoreline.


Website | Facebook | Book Facebook | Twitter | Linkedin





Genre: Non-Fiction / Aging Parents/ End of Life/ Eldercare / Financial Planning

Publisher: Windy City Publishers
Release Date: April 26, 2013


Book Description:

I don’t feel old.  I don’t feel anything until noon.

That’s when it’s time for my nap.” 

Bob Hope


We’ve all enjoyed a good laugh at the perils of getting older. But entering your Golden Years without any money is no joke. End-of life planning is a difficult subject to talk about - between facing mortality (either your parents or your own) to discussing the ever-confusing subject revolving around long term care options or understanding the differences between Medicare and Medicaid, or a living will vs. a living trust, there’s nothing fun about facing death and the issues that come with it.

Navigating the Eldercare Journey – Without Going Broke! can help reduce the challenges and minimize frustration encountered when you are placed in this situation. This easy-to-understand guide takes you from the basics of understanding long term care options that are available, how to seek out an elder care attorney and know if they are good fit for your needs, and how to qualify for Medicaid as a financial means to pay for care, including the benefits of funeral planning - in layman’s terms. Author Jodi M. Clock provides fundamental information regarding the basics in a way that helps you understand not only why her recommendations are important, but how you can minimize financial exposure regarding end-of-life events. Whether you are in a crisis situation or taking proactive measures, these valuable end-of-life solutions could safeguard you and your parents’ assets.

You have a choice – be proactive and preserve your money. Don’t leave it unprotected and unnecessarily taxed when you or your parents die. No matter how prepared you think you are, the reality of death is sobering, and expensive. When time is on your side, you can make well- thought-out, proactive decisions, enabling you to focus on what’s most important in life.



________________________



Praise for Navigating the Eldercare Journey:Without Going Broke!~



"Absolutely Essential Reading!" ~AuctionHugh, Amazon Reviewer



"This book was insightful and educational. The layout of the book (especially the key points) allows you to easily scan pages if you don't need to read the entire chapter."~Laura, Amazon Reviewer



"Everyone should have a copy of this book in their home. An easy read, but full of useful information. It relieved a lot of the stress I felt about this topic." ~Bill Sangster, Amazon Reviewer



________________________

Excerpt One:

The Emergence of Medicaid Planning Medicaid planning is a new concept and is probably somewhat of a mystery unless it has impacted you or someone you love directly. Quite possibly, “You don’t know what you don’t know”. Receiving Medicaid assistance to pay for endof-life care is based primarily on net worth and income. Your financial assets cannot exceed a certain amount. If they do, you will be required to pay for your care privately until your assets are depleted to the point at which you do qualify. This often causes individuals to enter into a “spend down” cycle that depletes their personal nest eggs. With good planning, however, you can properly position and reallocate your assets to preserve your nest egg and also qualify for Medicaid.

Up until the last 20 years or so the need to reposition assets (i.e., to have all of the individual’s assets owned by a living trust) to qualify for Medicaid assistance didn’t exist. Why? The average life expectancy was not as long as it is today. In our parent’s generation, someone living to age 80 was equivalent to someone today living to be 90 or even 100 years old. Over the next 25 years, as the baby boomer generation begins to age, the number of people who will be in need of this type of planning will be tremendous. Organization is essential!

The criterion for Medicaid is specific, and if you need help understanding it, there are resources available. Don’t let the process be intimidating!